Let’s Make Your First Move a Great One
Welcome Home
Buying your first home is a big milestone and yes, it can feel like a lot. That’s why I’m here to walk you through every step with clarity, patience, and a plan you can trust. Whether you're still dreaming or already house hunting, you deserve a guide who knows the process and takes the time to explain it.
As a local mortgage broker based in Mesa, Arizona, I work with first-time buyers across the Valley to make homeownership feel possible, not overwhelming.
What You Can Expect Working With Me
Straightforward pre-approval guidance so you know exactly what you can afford
Clear explanations of loan programs like FHA, Conventional, and first-time buyer options
Help navigating down payment assistance programs you may qualify for
Transparent estimates of monthly payments and closing costs
Responsive communication from day one to move-in day
No pressure, no jargon—just honest advice tailored to your goals and your timeline.
Common First-Time Buyer Questions
How much do I need for a down payment?
Many buyers think they need 20%, but that’s not always true. Some loan programs allow as little as 3% down and I’ll help you explore options that match your situation.
What’s the difference between pre-qualification and pre-approval?
Pre-qualification is a rough estimate, but pre-approval is a verified snapshot of what you can actually borrow. I recommend getting pre-approved before you start house hunting.
Are there any programs or grants for first-time buyers?
Yes! Arizona offers several down payment assistance and first-time homebuyer programs. I’ll walk you through what’s available and help you apply if you qualify.
How long does the mortgage process take?
Typically 30 days from accepted offer to closing, but it can vary. I’ll keep you updated and on track at every step.
What can I expect at closing?
You’ll sign final paperwork, pay closing costs (we’ll review these ahead of time), and officially become a homeowner. I’ll make sure you feel 100% ready for the big day.